Cross-chain USDC Lending
View on Lagoon Finance Update infoA vault that lends USDC directly into curated Morpho Blue markets across seven chains (Ethereum, Optimism, Base, Arbitrum, Polygon, Monad, HyperEVM).
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- #220 overall
- #107 on
- #10 on
Share token price
3M return (ann)
▲ 7.2%
Total value locked
$733.6K
peak $1.2M
3M Sharpe
1.1
3M volatility
7.2%
Other metrics
3M Sharpe
1.1
3M volatility
7.2%
Age
0.09 years
-1.5%
Protocol Technical Risk
Lockup period
Unknown
Denomination
Returns and fees
| 1M | 3M | 6M | 1Y | Lifetime | ||
|---|---|---|---|---|---|---|
| Gross Gross | 8.1% | 8.0% | 8.0% | 8.0% | 8.0% | |
| Performance fee Performance | 10.0% | 10.0% | 10.0% | 10.0% | 10.0% | |
| Management fee Management | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Deposit fee Deposit | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Withdrawal fee Withdrawal | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Net Net | 7.3% | 7.2% | 7.2% | 7.2% | 7.2% |
About the vault
A vault that lends USDC directly into curated Morpho Blue markets across seven chains (Ethereum, Optimism, Base, Arbitrum, Polygon, Monad, HyperEVM). A cost-aware graph optimizer moves capital by CCTP only when the yield edge refinances the bridge cost over its calibrated holding horizon — never chasing a thin edge or paying a route it won't earn back.
Running on Lagoon Finance protocol
This vault is running on Lagoon Finance:
Open, general-purpose, secure vault infrastructure for on-chain yield products.
Performance metrics
| Metric | Week | Month | 3 months | 6 months | Year | Lifetime |
|---|---|---|---|---|---|---|
| Ranking overall | #234 | #220 | #221 | #204 | #246 | #274 |
| Ranking on Ethereum | #101 | #107 | #112 | #103 | #129 | #141 |
| Ranking on Lagoon Finance | #12 | #10 | #11 | #11 | #13 | #14 |
| CAGR (net) | 6.9% | 7.3% | 7.2% | 7.2% | 7.2% | 7.2% |
| CAGR (gross) | 7.6% | 8.1% | 8.0% | 8.0% | 8.0% | 8.0% |
| Returns (net) | 0.1% | 0.6% | 0.6% | 0.6% | 0.6% | 0.6% |
| Returns (gross) | 0.1% | 0.6% | 0.7% | 0.7% | 0.7% | 0.7% |
| Sharpe ratio | 49.71 | 1.05 | 1.10 | 1.10 | 1.10 | 1.10 |
| Max drawdown | 0.0% | -1.5% | -1.5% | -1.5% | -1.5% | -1.5% |
| Volatility | 0.1% | 7.7% | 7.2% | 7.2% | 7.2% | 7.2% |
| TVL low | $578.20K | $543.72K | $543.72K | $543.72K | $543.72K | $543.72K |
| TVL high | $733.87K | $1.16M | $1.16M | $1.16M | $1.16M | $1.16M |
| Share price start (USDC) | 1.00708 | 1.00208 | 1.00132 | 1.00132 | 1.00132 | 1.00132 |
| Share price end (USDC) | 1.0085 | 1.0085 | 1.0085 | 1.0085 | 1.0085 | 1.0085 |
| Period data availability | 8 days | 31 days | 35 days | 35 days | 35 days | 35 days |
| Period start | 2026-07-31 | 2026-07-08 | 2026-07-04 | 2026-07-04 | 2026-07-04 | 2026-07-04 |
| Period end | 2026-08-07 | 2026-08-07 | 2026-08-07 | 2026-08-07 | 2026-08-07 | 2026-08-07 |
58
Xerberus risk rating
| Xerberus score | 58 / 100 |
|---|---|
| Assessment level | Protocol-level |
| Rated entity | Lagoon Finance v0 |
Technical Details
| Vault name | Cross-chain USDC Lending |
| Vault address | 0xf02030ab0d7385ce4cc2f7f64b7b44430fb44c89 |
| Chain | |
| Denomination | |
| Exchange rate used | 1 USDC = $0.999619 fetched |
| Share token | sigmaUSDC |
| Protocol | Lagoon Finance |
| Homepage | View vault on protocol website |
| Current TVL | 733,874.722 USDC |
| Peak TVL | 1,162,447.863 USDC |
| Last share price | 1.008 USDC |
| Last updated | |
| Last updated block | 25,702,364 |
| Data refreshed at | |
| Data starts | 2026-07-04 00:00:00 UTC |
| Fee mode | Externalised |
| Fees internalised | No |
| Features | erc_7540_like, erc_7575_like, lagoon_like |
| Flags | --- |
| Whitelist status | Permissionless |
| Deposit status | Open |
| Redemption status | Open |
| Deposit/redemption events | 23 |
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