Flint USD (flUSD) is a USDC vault on Ethereum, allocating into EURO-backed real estate debt. Fully on-chain, non-custodial, targeting stable yield uncorrelated from crypto markets.

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Share token price

Other metrics

3M Sharpe
1.3
3M volatility
6.0%
Age
0.2 years
Maximum drawdown
-2.0%
Protocol Technical Risk
Lockup period
Unknown
Denomination

Returns and fees

1M3M6M1YLifetime
Gross Gross 25.4% 7.8% 7.8% 7.8% 7.8%
Performance fee Performance 5.0%5.0%5.0%5.0%5.0%
Management fee Management 0.0%0.0%0.0%0.0%0.0%
Deposit fee Deposit 0.0%0.0%0.0%0.0%0.0%
Withdrawal fee Withdrawal 0.0%0.0%0.0%0.0%0.0%
Net Net 24.0% 7.4% 7.4% 7.4% 7.4%

About the vault

Flint USD deploys USDC into tokenized real estate bonds and private credit backed by euro-denominated operations. Allocations target ~10% gross APR with an average duration of ~18 months, yield distributed weekly on-chain. Every position goes through a credit, liquidity, and smart-contract risk framework before inclusion. Non-custodial, deposits and withdrawals happen directly on-chain, no intermediary touches the capital.

Curated by 9Summits

This vault is curated by 9Summits.

9Summits curates DeFi vaults to help clients access yield opportunities with confidence and precision.

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Running on Lagoon Finance protocol

This vault is running on Lagoon Finance:

Open, general-purpose, secure vault infrastructure for on-chain yield products.

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Performance metrics

MetricWeekMonth3 months6 monthsYearLifetime
Ranking overall#424#53#212#198#236#263
Ranking on Ethereum#219#10#105#99#124#135
Ranking on Lagoon Finance#17#1#9#10#12#13
CAGR (net)4.3%24.0%7.4%7.4%7.4%7.4%
CAGR (gross)4.5%25.4%7.8%7.8%7.8%7.8%
Returns (net)0.1%1.8%1.1%1.1%1.1%1.1%
Returns (gross)0.1%1.9%1.2%1.2%1.2%1.2%
Sharpe ratio1.544.041.301.301.301.30
Max drawdown-0.2%-0.7%-2.0%-2.0%-2.0%-2.0%
Volatility2.9%5.6%6.0%6.0%6.0%6.0%
TVL low$505.58K$494.35K$493.72K$493.72K$493.72K$493.72K
TVL high$512.81K$512.81K$512.81K$512.81K$512.81K$512.81K
Share price start (USDC)1.010550.9927580.9994420.9994420.9994420.999442
Share price end (USDC)1.011411.011411.011411.011411.011411.01141
Period data availability8 days31 days59 days59 days59 days59 days
Period start2026-07-312026-07-082026-06-102026-06-102026-06-102026-06-10
Period end2026-08-072026-08-072026-08-072026-08-072026-08-072026-08-07
Xerberus
58

Xerberus risk rating

Xerberus score 58 / 100
Assessment levelProtocol-level
Rated entityLagoon Finance v0

Technical Details

Vault nameFlint USD
Vault address0x7f35dea44a192764aa50d50e5f0ece1d5a8b0e45
Chain Ethereum (1)
Denomination Circle USDC (USDC)
Exchange rate used1 USDC = $0.999619 fetched
Share tokenflUSD
ProtocolLagoon Finance
HomepageView vault on protocol website
Current TVL511,984.072 USDC
Peak TVL512,812.595 USDC
Last share price1.011 USDC
Last updated
Last updated block25,702,364
Data refreshed at
Data starts2026-06-10 00:00:00 UTC
Fee modeExternalised
Fees internalisedNo
Featureserc_7540_like, erc_7575_like, lagoon_like
Flags---
Whitelist statusPermissionless
Deposit statusOpen
Redemption statusOpen
Deposit/redemption events52

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