Prime fixed-rate, fixed term lending exposure to RWA collateral (T-Bills, MM Funds, Private Credit). Institutional credit priced bilaterally with segregated custody per deal. Originated and serviced by Zharta Finance.

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Share token price

Other metrics

3M Sharpe
3.8
3M volatility
0.6%
Age
0.09 years
Maximum drawdown
0.0%
Protocol Technical Risk
Lockup period
Unknown
Denomination

Returns and fees

1M3M6M1YLifetime
Gross Gross 2.4% 2.2% 2.2% 2.2% 2.2%
Performance fee Performance 0.0%0.0%0.0%0.0%0.0%
Management fee Management 0.0%0.0%0.0%0.0%0.0%
Deposit fee Deposit 0.0%0.0%0.0%0.0%0.0%
Withdrawal fee Withdrawal 0.0%0.0%0.0%0.0%0.0%
Net Net --- --- --- --- ---

About the vault

A USDC Credit Vault on Ethereum that allocates to fixed-rate, fixed-term lending against tokenized RWA (T-Bills, MM Funds, Private Credit) originated on the Zharta Finance. The exposure is institutional RWA credit priced bilaterally, with segregated custody per deal. Undeployed USDC liquidity is supplied to Aave Horizon's RWA market while origination ramps.

Risk & Liquidity

The vault operates within a defined risk mandate covering duration (90 days max. tenor), collateral eligibility, LTV and LLTV caps, concentration limits and liquidity reserves. A liquidity buffer is held in RWA money-markets as an on-demand reserve, if redemptions arrive while capital is locked, they queue and origination stops until they are fully processed.

NAV

Credit Book is priced under an auditable methodology. Liquidity reserves are priced onchain.

About Lagoon Finance

This vault is running on Lagoon Finance:

Open, general-purpose, secure vault infrastructure for on-chain yield products.

View all Lagoon Finance vaults

Performance metrics

MetricWeekMonth3 months6 monthsYearLifetime
Ranking overall---#712#774#758#827#861
Ranking on Ethereum---#418#446#448#491#506
Ranking on Lagoon Finance---#17#20#19#22#22
CAGR (net)------------------
CAGR (gross)0.0%2.4%2.2%2.2%2.2%2.2%
Returns (net)------------------
Returns (gross)0.0%0.2%0.2%0.2%0.2%0.2%
Sharpe ratio0.004.033.843.843.843.84
Max drawdown0.0%0.0%0.0%0.0%0.0%0.0%
Volatility0.0%0.6%0.6%0.6%0.6%0.6%
TVL low$362.41K$361.70K$361.70K$361.70K$361.70K$361.70K
TVL high$362.41K$362.41K$362.41K$362.41K$362.41K$362.41K
Share price start (USDC)1.00781.005841.005841.005841.005841.00584
Share price end (USDC)1.00781.00781.00781.00781.00781.0078
Period data availability8 days31 days34 days34 days34 days34 days
Period start2026-07-112026-06-182026-06-152026-06-152026-06-152026-06-15
Period end2026-07-182026-07-182026-07-182026-07-182026-07-182026-07-18

Technical Details

Vault nameZharta RWA Prime USDC
Vault address0xb4a4c9a736f91e2694c6b921445eef3e3585a591
Chain Ethereum (1)
Denomination Circle USDC (USDC)
Exchange rate used1 USDC = $0.999946 fetched
Share tokenzrwaUSDC
ProtocolLagoon Finance
HomepageView vault on protocol website
Current TVL362,405.15 USDC
Peak TVL362,405.15 USDC
Last share price1.008 USDC
Last updated
Last updated block25,558,835
Data refreshed at
Data starts2026-06-15 00:00:00 UTC
Fee modeUnknown
Fees internalised---
Featureserc_7540_like, erc_7575_like, lagoon_like
Flags---
Deposit statusOpen
Redemption statusOpen
Deposit/redemption events8

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