USDT Fluid Lender
View on FluidShare token price
1M return (ann)
▲ 4.4%*
Total value locked
$8.0M
peak $8.3M
3M Sharpe
22.5
3M volatility
0.3%
Other metrics
Returns
| 1 month | 3 month | Lifetime | |
|---|---|---|---|
| Gross | 4.4% ann 0.4% abs | 5.6% ann 1.4% abs | 6.6% ann 2.7% abs |
| Net | --- ann --- abs | --- ann --- abs | --- ann --- abs |
Fees
| Management | Performance | Deposit | Withdraw | |
|---|---|---|---|---|
| Gross | 0.0% | --- | 0.0% | 0.0% |
| Net | 0.0% | 0.0% | 0.0% | 0.0% |
About Fluid
DeFi liquidity layer by Instadapp with ERC-4626 compliant fToken lending vaults.
Performance metrics
| Metric | Week | Month | 3 months | 6 months | Year | Lifetime |
|---|---|---|---|---|---|---|
| Ranking overall | #291 | #331 | #302 | #264 | #265 | #301 |
| Ranking on Ethereum | #182 | #193 | #190 | #167 | #171 | #189 |
| Ranking on Fluid | #4 | #3 | #3 | #3 | #3 | #7 |
| CAGR (net) | 4.1% | 4.4% | 5.6% | 6.6% | 6.6% | 6.6% |
| CAGR (gross) | 4.1% | 4.4% | 5.6% | 6.6% | 6.6% | 6.6% |
| Returns (net) | 0.1% | 0.4% | 1.4% | 2.7% | 2.7% | 2.7% |
| Returns (gross) | 0.1% | 0.4% | 1.4% | 2.7% | 2.7% | 2.7% |
| Sharpe ratio | 33.44 | 37.59 | 22.47 | 20.61 | 20.61 | 20.61 |
| Max drawdown | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Volatility | 0.1% | 0.1% | 0.3% | 0.4% | 0.4% | 0.4% |
| TVL low | $7.75M | $7.60M | $507.72K | $507.72K | $507.72K | $507.72K |
| TVL high | $7.98M | $7.98M | $8.28M | $8.28M | $8.28M | $8.28M |
| Share price start (USDT) | 1.02633 | 1.02348 | 1.01331 | 1.0000 | 1.0000 | 1.0000 |
| Share price end (USDT) | 1.02712 | 1.02712 | 1.02712 | 1.02712 | 1.02712 | 1.02712 |
| Period start | 2026-01-12 | 2025-12-20 | 2025-10-21 | 2025-07-23 | 2025-01-24 | 2025-08-20 |
| Period end | 2026-01-19 | 2026-01-19 | 2026-01-19 | 2026-01-19 | 2026-01-19 | 2026-01-19 |
Technical Details
| Vault name | USDT Fluid Lender |
| Vault address | 0x4bd05e6ff75b633f504f0fc501c1e257578c8a72 |
| Chain | Ethereum (1) |
| Denomination | USDT (0xdAC17F958D2ee523a2206206994597C13D831ec7) |
| Share token | ysUSDT (0x4Bd05E6ff75b633F504F0fC501c1e257578C8A72) |
| Protocol | Fluid |
| Homepage | View vault on protocol website |
| Current TVL | 7,984,967.968 USDT |
| Peak TVL | 8,276,988.292 USDT |
| Last share price | 1.027 USDT |
| Last updated | 2026-01-19 00:00:00 UTC |
| Last updated block | 24,265,367 |
| Data starts | 2025-08-20 00:00:00 UTC |
| Fee mode | internalised_skimming |
| Fees internalised | Yes |
| Features | fluid_like |
| Flags | --- |
| Deposit events | 888 |
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